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First-Time Buyer Program

No previous automotive credit? No problem.
 
If you are a Canadian citizen or Permanent Resident looking to purchase your very first vehicle, this program provides unique credit considerations to help welcome you to the Audi family.
 

Program Highlights

  • Eligible Vehicles: New, Certified :plus, and Pre-Owned Audi models.
  • Finance Options: Finance (up to 84 months), Lease, or Audi Select¹ (up to 60 months) with access to both Special and Standard interest rates.
  • Financing Limits: No maximum limit on the amount financed; maximum monthly payment up to 25% of your gross monthly income.
  • Down Payment: Up to 15% of the transaction price (evaluated case-by-case).

 

What You Need to Apply

  • Proof of employment (current paystub, Letter of Employment, or a signed Offer Letter).
  • Bank statements showing a cash balance equivalent to 3 months of vehicle payments.
  • No previous automotive loans (and no derogatory credit history).
  • Two (2) personal references.

 

🎓 Special Provisions for Recent Graduates

If you have graduated within the last 24 months—or will graduate within the next 90 days—from an eligible Canadian or US institution, you qualify for enhanced consideration.
 
  • Eligible Programs: Bachelor, Masters, or Doctorate degrees; 2-year College Diploma programs; CEGEP (2-year DEC); or recognized Nursing, Military, or Police schools.
  • Requirement: Just provide a verifiable commitment of employment scheduled to begin within 90 days of your credit application.

📝 Ready to get started?

Visit our showroom today. Our dedicated Audi Finance Specialists will walk you through the application, review your documents in person, and help you secure your credit approval seamlessly

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