The Newcomer Program

Designed for those who are new to Canada and looking for seamless credit approvals.
 
 

🎓 Foreign Student Pathway

If you are currently enrolled in a full-time program at an accredited Canadian college or university, you can drive an Audi while you complete your studies.
 
  • Eligible Vehicles: New & Certified :plus models.
  • Flexible Terms: Flexible lease or finance plans tailored to match your approved length of stay in Canada (up to a maximum of 36 months).

Program Limits:

  • Maximum monthly payment: $600 (including taxes and Audi After Care).
  • Maximum amount financed: $75,000 (additional security deposits may allow for higher limits).
  • Minimum down payment: 20% of the transaction price.

What You Need to Apply:

  • Valid Study Permit.
  • Official enrollment letter from your institution’s Office of Records/Registration.
  • Valid Canadian Driver’s Licence.
  • Bank statements from the last 3 months (showing a maximum payment-to-income ratio of 25%).
  • Proof of residence (lease agreement or utility bill) and a valid phone bill.
  • One (1) personal reference.

 

🎓 Foreign Worker Pathway

For temporary residents, business professionals, and diplomats who have moved to Canada for work.
 
  • Eligible Vehicles: New, Certified :plus, and Pre-Owned Audi models.
  • Flexible Terms: 12 to 60 months (governed by your visa/work permit expiration date, or up to 12 months past expiration).

Program Limits:

  • No maximum limit on the amount financed.
  • Down payment up to 15% of the transaction price (evaluated case-by-case).
  • Monthly payment up to 25% of your Canadian income.

What You Need to Apply:

  • Valid Work Permit / Working Visa.
  • Valid Driver’s Licence.
  • Employment Verification (current paystub or Letter of Employment showing income, hire date, and position).
  • Proof of residence (rental agreement or utility bill).
  • One (1) personal reference.
  • Diplomats: Must be listed on the Global Affairs Canada registry; Passport required.
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